Reference

Math formula quick reference.

A curated collection of essential math formulas for algebra, geometry, statistics, and finance. Use this page as a quick reference or print it for your study sessions.

Algebra Formulas

Linear Equations

Slope-intercept form: y = mx + b

Point-slope form: y - y₁ = m(x - x₁)

Slope formula: m = (y₂ - y₁) / (x₂ - x₁)

Standard form: Ax + By = C

Quadratic Equations

Standard form: ax² + bx + c = 0

Quadratic formula: x = (-b ± √(b² - 4ac)) / 2a

Vertex form: y = a(x - h)² + k

Discriminant: Δ = b² - 4ac

Exponent Rules

aᵐ × aⁿ = aᵐ⁺ⁿ

aᵐ ÷ aⁿ = aᵐ⁻ⁿ

(aᵐ)ⁿ = aᵐⁿ

a⁻ⁿ = 1/aⁿ

a⁰ = 1 (where a ≠ 0)

Special Products

(a + b)² = a² + 2ab + b²

(a - b)² = a² - 2ab + b²

(a + b)(a - b) = a² - b²

(a + b)³ = a³ + 3a²b + 3ab² + b³

Logarithms

logₐ(xy) = logₐx + logₐy

logₐ(x/y) = logₐx - logₐy

logₐ(xⁿ) = n·logₐx

logₐa = 1

logₐ1 = 0

Fractions

a/b + c/d = (ad + bc)/bd

a/b - c/d = (ad - bc)/bd

a/b × c/d = ac/bd

a/b ÷ c/d = ad/bc

Geometry Formulas

Triangles

Area: A = ½ × base × height

Perimeter: P = a + b + c

Pythagorean theorem: a² + b² = c²

Sum of angles: 180°

Circles

Area: A = πr²

Circumference: C = 2πr

Diameter: d = 2r

Arc length: s = rθ (θ in radians)

Rectangles & Squares

Rectangle area: A = length × width

Rectangle perimeter: P = 2(length + width)

Square area: A = s²

Square perimeter: P = 4s

3D Shapes

Cube volume: V = s³

Box volume: V = l × w × h

Sphere volume: V = (4/3)πr³

Sphere surface area: A = 4πr²

Cylinder volume: V = πr²h

Trigonometry

sin(θ) = opposite/hypotenuse

cos(θ) = adjacent/hypotenuse

tan(θ) = opposite/adjacent

sin²(θ) + cos²(θ) = 1

Coordinate Geometry

Distance formula: d = √((x₂-x₁)² + (y₂-y₁)²)

Midpoint: ((x₁+x₂)/2, (y₁+y₂)/2)

Circle equation: (x-h)² + (y-k)² = r²

Statistics Formulas

Central Tendency

Mean: x̄ = (Σxᵢ) / n

Median: Middle value when sorted

Mode: Most frequent value

Range: max - min

Variance & Standard Deviation

Population variance: σ² = Σ(xᵢ - μ)² / N

Sample variance: s² = Σ(xᵢ - x̄)² / (n-1)

Standard deviation: Square root of variance

Probability

Basic probability: P(A) = favorable outcomes / total outcomes

Complement: P(A') = 1 - P(A)

Addition rule: P(A∪B) = P(A) + P(B) - P(A∩B)

Multiplication rule: P(A∩B) = P(A) × P(B|A)

Combinations & Permutations

Permutations: nPr = n! / (n-r)!

Combinations: nCr = n! / (r!(n-r)!)

Factorial: n! = n × (n-1) × ... × 2 × 1

Linear Regression

Slope: b = Σ((x-x̄)(y-ȳ)) / Σ(x-x̄)²

Intercept: a = ȳ - bx̄

Equation: ŷ = a + bx

Percentiles

z-score: z = (x - μ) / σ

Percentile rank: (number of values below x / total) × 100

Financial Formulas

Simple Interest

Interest: I = P × r × t

Total amount: A = P(1 + rt)

where P = principal, r = rate, t = time

Compound Interest

Amount: A = P(1 + r/n)^(nt)

Continuous: A = Pe^(rt)

where n = compounding periods per year

Loan Payments

Monthly payment:

M = P[r(1+r)ⁿ] / [(1+r)ⁿ - 1]

where r = monthly rate, n = number of payments

Percentage Calculations

Percent change: ((new - old) / old) × 100

Percent of: (part / whole) × 100

Percent to decimal: divide by 100

GPA Calculation

Semester GPA: Σ(grade points × credits) / Σcredits

Cumulative GPA: Σ(all grade points) / Σ(all credits)

BMI Calculations

Metric: BMI = kg / m²

Imperial: BMI = 703 × lb / in²

Categories: Underweight (<18.5), Normal (18.5-24.9), Overweight (25-29.9), Obese (≥30)